With the SBI FD Calculator, you can grow Rs 500,000 by investing in a 3-year FD with an interest rate of 6.75 percent.

SBI FD Calculator showed that a principal of Rs 10,00,000 would become Rs 12,20,595 in just 3 years! (Photo Credit: depositphotos)

**New Delhi:** With the help of State Bank of India (SBI) Fixed Deposit (FD) calculator, the depositor can easily calculate how much corpus he will get if he invests in a term deposit with the lender for a particular period. The FD calculator of SBI is available on the website of the bank. Let us see how to calculate the FD maturity amount in SBI:

**How to use the SBI FD calculator online:**

- Go to https://sbi.co.in/web/student-platform/maturity-value-calculator#show
- Please state the principal amount
- Please specify the duration
- State the annual interest rate.

That’s it! You don’t have to do anything else! SBI FD Calculator gives all the details like tenure and interest rates on the information provided.

**SBI FD Calculator – How much will you earn with Rs 5 lakh, Rs 10 lakh, Rs 15 lakh FD with 3 years tenure?**

Now let us use the SBI FD Calculator to find out how much corpus you can generate if you invest different principal amounts for a particular period, like that of the three-year period. Currently, the SBI FD interest rate for 3 years is 6.75 percent in case of common citizens. While it is 7.25 percent for senior citizens. On a term deposit of Rs 5 lakh for 3 years, the SBI Calculator will earn interest as follows:

**SBI FD achieves return on investment of Rs 5 lakh over 3 years **

- Total Investment (Capital): Rs 5,00,000
- SBI FD term: 3 years
- SBI FD interest rate: 6.75% (general citizens)
- What the SBI FD Calculator showed:
- SBI FD Maturity Value: Rs 6,10,295
- SBI FD Interest Value: Rs 1,10,295
- So in just three years, you would earn over Rs 100,000 in interest.

**SBI FD Return on Investment of 10 Lakh Rupees **

- Total Investment (Capital): Rs 10,00,000
- SBI FD term: 3 years
- SBI FD interest rate: 6.75% (general citizens)
- After the SBI FD has done the calculation, the investor gets the following huge amount:
- SBI FD Maturity Value: Rs 12,20,595
- SBI FD Interest Value: Rs 2,20,591

As you can see, increasing the principal amount to Rs 10 lakh within the same time period will yield double the interest.

**What are the benefits of NPS?**

**SBI FD Return on Investment of 15 Lakh Rupees**

- Total Investment (Capital): Rs 15,00,000
- SBI FD term: 3 years
- SBI FD interest rate: 6.75% (general citizens)
- After the SBI FD has done the calculation, the investor gets the following huge amount:
- SBI FD Maturity Value: Rs 18,30,886
- SBI FD Interest Value: Rs 3,30,886

When the invested capital increases to 15 lakh rupees, the interest amount triples within 3 years.

**SBI senior citizen FD returns Rs 5 lakh **

- Total Investment (Capital): Rs 5,00,000
- SBI FD term: 3 years
- SBI FD interest rate: 7.25% (seniors)
- What the SBI FD Calculator showed:
- SBI FD Maturity Value: Rs 6,19,360
- SBI FD Interest Value: Rs 1,19,360

**Seniors SBI FD returns on Rs 10 lakh **

- Total Investment (Capital): Rs 10,00,000
- SBI FD term: 3 years
- SBI FD interest rate: 7.25% (general citizens)
- After the SBI FD has done the calculation, the investor gets the following huge amount:
- SBI FD Maturity Value: Rs 12,38,720
- SBI FD Interest Value: Rs 2,38,720
- Senior citizens would get Rs 12.38 lakh after 3 years if they open a term deposit with SBI with a capital of Rs 10 lakh.

**Seniors SBI FD yields Rs 15 lakh**

- Total Investment (Capital): Rs 15,00,000
- SBI FD term: 3 years
- SBI FD interest rate: 7.25% (general citizens)
- After the SBI FD has done the calculation, the investor gets the following huge amount:
- SBI FD Maturity Value: Rs 18,58,080
- SBI FD Interest Value: Rs 3,58,080
- SBI FD calculator shows that Rs 15 lakh would become Rs 18.58 lakh in case of 3-year FDs in case of senior citizens.

*Please note that interest is compounded quarterly. The term and interest rates are indicative and the actual values are given on the State Bank of India fixed deposit receipt.*